Regular Savings

Regular Savings is designed as a low minimum balance savings account (call 754-2561 for today’s rates).

This account pays a competitive rate with a low minimum balance of $100. The interest is compounded and credited to your account at the end of each quarter. A maintenance fee will apply if the balance falls below the required minimum on a monthly basis.*

You may make no more than six(6) transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle (or similar period) of at least four weeks, to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties. A small fee will be imposed for each subsequent withdrawal over 6.

* Does not apply to children 18 years of age and under.

Money Market Savings

Money Market Savings account is designed for those who would like to have a higher interest rate than what is being earned on a regular savings account (call 754-2561 for today’s rate).

This investment account is designed for depositors who want to have the accessibility to their funds during the month.

It earns a tiered interest rate.

You may make no more than six (6) transfers and withdrawals, or a combination of such transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle (or similar period) of at least four weeks, to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.

Interest will be compounded and credited to your account every month.

If balance falls below the $ 2,500 (the average collected balance required) there is a monthly maintenance fee imposed.

Money Market Extra

Money Market Extra account is designed for those who maintain a higher daily balance and would like to earn the highest rate of interest on their money. (Call 712-754-2561 for today’s rates).

This investment is designed to pay you the highest rate of interest on a savings account.

If you fall below the required minimum balance during the month, you will be charged a service charge.

You may make no more than six (6) transfers and withdrawals, or a combination of such transfers and withdrawals per calendar month or statement cycle (or similar period) of at least four weeks to another account (including a transaction account)of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.

Interest will be compounded and credited to your account every month.